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Reclaim Advisory

Unclaimed money recovery · Australia

There may be money held in your name that you don’t know about.

Every Australian state and territory holds unclaimed funds, and so do ASIC and AFSA. Reclaim Advisory searches all of them, prepares the evidence, and manages the claim from lodgement to payment.

Free eligibility check · Commission based · Recover nothing, pay nothing

Where we search for unclaimed money

Registers we search

  • NSW
  • VIC
  • QLD
  • WA
  • SA
  • TAS
  • ACT
  • NT
  • ASIC
  • AFSA
  • Every state and territory, plus both national registers

The problem

Money gets separated from its owner more easily than you’d think.


When a payment cannot be delivered and the holder loses contact with you, the funds do not disappear. They are transferred to a government register and held indefinitely until someone claims them.

The catch is that nobody tells you. There is no letter and no notification. The money sits under a former address, a maiden name, a deregistered company or a trust that changed trustees, and it stays there until a claim is lodged.

  • Moved address

    Refunds, rebates and final payments sent to an address you left years ago.

  • Closed accounts

    Balances left behind when a bank account or facility was closed out.

  • Deregistered companies

    Funds owed to an entity that has since been wound up or deregistered.

  • Name changes

    Records held under a maiden name, former trading name or previous trustee.

What we do

We do the searching, the paperwork and the chasing.


01

Search & identification

We search every state and territory register, plus ASIC and AFSA, against your full history: previous names, former addresses, related entities and trusts. A single-name search in a single state misses most of it.

02

Evidence & documentation

Claims fail on proof, not entitlement. We assemble the identity documents, company records and chain-of-entitlement evidence each authority requires before it will release funds.

03

Lodgement & recovery

We lodge the claim, respond to requests for further information, and follow it through the authority’s process until the funds are released to you.

Who we act for

Three kinds of claimant, three different evidence trails.


Individuals

Funds held under a former address, a maiden or previous name, or an account closed years ago. We search your full name history, not just your current one.

Companies

Money owed to a trading entity, a subsidiary, or a company that has since been deregistered. Recovery here turns on establishing the corporate chain.

Trusts & estates

Holdings attached to a trust that has changed trustees, or to a deceased estate. These require the clearest documentary chain of any claim type.

The process

Four steps, and we carry the load on all of them.


  1. Step 1

    Enquiry

    You give us your name history and any related entities. Takes a few minutes.

  2. Step 2

    Search

    We search the registers and confirm whether there is anything held in your name.

  3. Step 3

    Claim preparation

    We build the evidence pack and complete the authority’s claim forms with you.

  4. Step 4

    Recovery

    We lodge, follow up, and stay on it until the funds are released to you.

Coverage

Every state and territory, not just one.


Unclaimed money is held separately by each jurisdiction, and there is no single national list that captures all of it. Money can sit in a register belonging to a state you left years ago, or with one of two Commonwealth bodies. We search all of them.

AFSA is the one most people miss. If you, or a company or trust you were connected to, has ever been through bankruptcy or an insolvency process, there may be funds held there that never appear on any state register.

States & territories

  • New South Wales

    Revenue NSW

  • Victoria

    State Revenue Office Victoria

  • Queensland

    Public Trustee of Queensland

  • Western Australia

    WA Department of Treasury

  • South Australia

    SA Department of Treasury and Finance

  • Tasmania

    Tasmanian Department of Treasury and Finance

  • Australian Capital Territory

    ACT Public Trustee and Guardian

  • Northern Territory

    Northern Territory Treasury

National

  • ASIC

    Australian Securities & Investments Commission

    Bank accounts, life insurance policies and company holdings transferred to the Commonwealth.

  • AFSA

    Australian Financial Security Authority

    Money from bankruptcies, personal insolvency agreements and debt agreements, including undistributed dividends.

Questions

Common questions


Something not covered here? Ask us directly.

Find out if there is money in your name.

Send us your details and we will search every state and territory register, plus ASIC and AFSA. If there is nothing there, we will tell you. We are paid a percentage of what we recover, so if you recover nothing, you pay nothing.